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  • Credit Report Guide

    Credit Report Info: Learn what a credit report and credit score are and how to get your free annual credit report that you are entitled to by law.

  • The Credit Bureaus

    Credit Bureaus Info: How do TransUnion, Equifax, and Experian determine your credit report scores? How do you get your credit history and credit scores?

  • What is a Credit Score?

    Credit Score Info: Have you ever wondered how your free credit score is calculated? Discover how your credit score is computed and learn how your free score works.

  • What is a FICO score?

    FICO Score Info: What is a FICO Score? How does FICO work? How can you increase your FICO Score? Can you get a free credit score?



  • Your Credit and ID Theft Resource Center

Credit Reports

  • LaToya Irby's picture
    Foreclosure Options and Their Credit Score Impact
    Homeowners facing foreclosure undoubtedly wonder whether there are options less severe to their credit scores. For example, will a short sale or deed-in-lieu of foreclosure be less damaging to your credit score? Unfortunately, the answer may not be very encouraging, but knowing the credit score consequences helps homeowners weigh their options.
  • LaToya Irby's picture
    Games That Teach Kids About Credit
    Games may be an easy way to teach kids about credit without them having to experience credit through trial and error. Here are four online and board games that teach important financial lessons.
  • Carrie Davis's picture
    How I Save $430 a Year on Books
    One of the most obvious, painless ways to save a ton of money is to borrow your books from the library instead of buy them. This is my ode to the library.

Identity Theft

  • LaToya Irby's picture
    Gift Card Scam Affects 37,000 Facebook Users
    A recent gift card scam affected 37,000 Facebook users. Those affected by the scam may become victims of identity theft.
  • LaToya Irby's picture
    Six Things You Should Never Leave in Your Car
    Be careful about what you leave in your car while you're away from it. Even if your car is locked, thieves can break into it and steal information that could be used to commit credit card fraud and identity theft.
  • Carrie Davis's picture
    Friday Grab Bag - 4/9/2010
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!