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    Credit Report Info: Check your 3-in-1 Free Credit Report and scores online now. Get exclusive tips, tools, credit monitoring, credit report alerts and advice from credit experts.

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    Credit Bureaus Info: How do TransUnion, Equifax, and Experian determine your credit report scores? How do you get your credit history and credit scores?

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    Credit Score Info: Have you ever wondered how your free credit score is calculated? Discover how your credit score is computed and learn how your free score works.

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    FICO Score Info: What is a FICO Score? How does FICO work? How can you increase your FICO Score? Can you get a free credit score?



  • Your Credit and ID Theft Resource Center

Credit Reports

  • LaToya Irby's picture
    Data Breaches: What You Need to Know
    Data breaches happen when a company's data is stolen. It's a concern for consumers because your personal information could be compromised in the data breach. Find out what you can do if a data breach happens to a company you do business with.
  • Carrie Davis's picture
    10 Questions to Test Your Credit IQ
    Having good credit can mean good things for your bottom line. But the confusing heap of information out there can get overwhelming. Here, we simplify things by giving you nutshell answers to your most pressing credit questions.
  • LaToya Irby's picture
    Should You Pay the Tax Man With a Credit Card?
    If you owe Uncle Sam and you don’t have the cash to pay your tax bill, should you pay your income taxes with a credit card? There may be some drawbacks to charging your taxes on your credit card.

Identity Theft

  • LaToya Irby's picture
    Data Breaches: What You Need to Know
    Data breaches happen when a company's data is stolen. It's a concern for consumers because your personal information could be compromised in the data breach. Find out what you can do if a data breach happens to a company you do business with.
  • Carrie Davis's picture
    Friday Grab Bag - 1/29/10
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!
  • LaToya Irby's picture
    Don't Fall for Credit Card Donation Scams
    If you’re thinking about donating to a charity, either to help out Haitian earthquake victims or another good cause, it’s important to be on the lookout for credit card donation scams.