Where Can I Get Credit Help?

There are many resources on the internet to help answer your credit questions and offer credit help.

On SpendOnLife.com, visit our Credit Report Education section for help on understanding the elements of your credit report, learning how to get your credit report, disputing errors, understanding how the credit bureaus work, and more.

Similarly, our Credit Score Education page offers ways to maintain a healthy score, examples of pitfalls to avoid, details on how a credit score is calculated, and more.

You can also visit several valid government websites to answer your credit questions:

AnnualCreditReport.com is the government-sponsored website that offers consumers free yearly credit reports from all three bureaus.

To know your rights under the Fair Credit Reporting Act, visit the FTC's concise summary. The FTC also provides information on credit reports and scoring.