free credit report learning center
free credit check Contact Us
free credit report home loans insurance debt help ask the expert bad credit home loan
How do i spend on life ?
  About Us
  Privacy Policy
  Sitemap
  Testimonials
  Customer Service
  FAQ
  Partners
  Ask The Expert

Ask The Expert

Home > Ask The Expert > Negative Information On Credit Report
 

Ask The Expert

Credit Repair

Negative Information On Credit Report

Negative information can be removed if it can no longer be verified by the parties involved. Most negative items are automatically removed after seven years from the original delinquency date. Here are the exceptions:

 Bankruptcies are on your report 10 years.

 Lawsuits or an unpaid judgments against you can be reported more than 7 years if the statute of limitations is longer.

There is no time limit for:

 Information about criminal convictions.

 Information in response to a job application where the salary is over $75,000.

 Information reported because of a credit or life insurance application for over $150,000.

A credit bureau keeps track of all your credit information. When you begin your trip down the credit repair road make sure to get a credit report so that you can verify your most recent debt.

 
     
     
bad credit home loan free credit report
Free Credit Report | Free Credit Score | Home Loan | Home Equity Loan | Refinance Mortgage | Debt Consolidation | Debt Management
Auto Insurance | Home Insurance | Health Insurance | Life Insurance | Business Insurance
Free Online TransUnion and Equifax Credit Reports | Bad Credit Home Loans | Free Debt Consolidation | Cheap Auto Insurance Quotes
spendonlife.com better business bureau online (bbb) verisign dun & bradstreet HACKER SAFE certified sites prevent over 99.9% of hacker crime.
Copyright © 2002-2008, SPENDonLIFE.com. 8144 Walnut Hill Lane, Suite 510. Dallas, TX 75231