There is a significant risk involved in owning or operating a business of any size and without small business insurance, companies would have to set aside a substantial financial reserve in the event of a loss. Unfortunately, some types of losses would be so devastating and costly to a business, that recovery would be impossible.
Since all insurance works on the principle that the premiums of the many pay for the losses of the few, investing in small business insurance is the only way to really ensure that your company would endure what would otherwise be a crippling loss. You can think of small business insurance as an investment in the successful future of your company.