BIOGRAPHY
I started in the residential mortgage business in 1979 after earning a Bachelor's Degree in Business from Purdue University. Now with over 23 years of experience, I have gained vast knowledge in every facet of residential mortgage lending.
I started out as a loan processor and closer, gaining the knowledge of how get a mortgage loan closed. In 1985, I was promoted to Operations Supervisor and opened up a thriving branch office in the Lehigh Valley. Then I took on an Account Executive position at one of the growing mortgage divisions in the Mid-Atlantic Region.
During this time as an Account Executive, I helped thousands of borrowers qualify for their first home or save thousands by refinancing.
The last 10 years of my career have been very rewarding as an Underwriter. This responsible position involves making the final decision on a borrower's mortgage. I have underwritten thousands of loan applications and have been on the 'front line' as we call it, developing years of experience and knowledge.
Currently, I am an independent contract underwriter for one of the top ranking PMI (Private Mortgage Insurance) companies in the United States and the creator and owner of this website. I underwrite for several different correspondents involving properties in many states. I work at home, because I choose to be available to you, to be here to lend an ear and help educate you.
I am a member of the NAFE and have been awarded with the RMU designation by the National Association of Review Appraisers & Mortgage Underwriters.
I've recently been quoted in the WALL STREET JOURNAL (8/02) and provided my expertise for a mortgage article published on MSN.com. I have also appeared on CNBC Business News providing helpful tips for new mortgage shoppers and first time homebuyers.
The most important experience I have gained over the last 23 years though, is a genuine concern and caring for people. My dedication and desire to help borrowers make the best, educated decisions about something that will affect them for possibly the next 30 years is the backbone of my website!
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