Here is the fourth set of entries we've received for our SpendOnLife bad poetry contest. Enjoy!
It haunts me everywhere I go
Day and Night
No place to run
No place to hide
Nothing to show for
the mistake I made
Nothing glamorous
Nothing rare
Rent, groceries, rounds for my friends
Now this credit nightmare won't ever end
I exceeded the limit I had no business having
I bet those creditors are busy laughing
My Pain is their pleasure as they roll in their treasure
I softly weep whilst I try to sleep
For this credit nightmare haunts me
Everywhere I go
I’m a plastic credit card
Scratched worn and slightly scarred.
Friction’s rubbed my numbers down
‘Cause I’ve been scanned all over town.
My owner loves her brand new things
Until the famous fat lady sings
And then she knows her shopping’s done
‘Cause the credit card company has definitely won.
Ain't it funny how
while you spend your money
you can smile and grin
and then the bill comes in
Instead of the happy thrill
You feel absolutely ill
about the bill
It seems like such a blessing –
A card with credit line…
You need a television?
You can pay for it in time.
They’ll let you have the money,
No problem, here you go—
They’re glad to give it to you
And soon—your soul you’ll owe.
The balance, exponential,
Cascades on down the line…
Interest piles on interest,
And it buries you for life.
Perhaps you lost employment
And the card was a lifeline
But now the consequences
Are weighing on your mind…
The temptation is beguiling
You want that easy way…
But remember ever after
You will pay, and pay, and pay…
I think that I shall never see
A day I'm once again debt free.
Consumer lenders never rest
And my poor bank account is stressed.
My phone! It rings and rings all day!
Please make it stop, I often pray.
Vile credit lured me, unaware
Into a tawdry love affair.
I thought I'd found the gravy train
Now intimately, I know pain.
Oh, financiers love fools like me:
Indebted I'll forever be
I love to buy and buy and buy
As my balance grows to the sky
And my interest goes from low to high.
I can’t even dignify
Or clarify or simplify
My need to materially gratify.
Budgeting is a simple task often overlooked;
Unaware of bad habits, poking around the
Dark. Anyone can benefit from a budget
Grownups and kids alike. Take a moment
Examine your family’s income and expenses.
Totaling up your debts and figuring the assets.
Initiate a plan to reduce the waste. It’s easy
Not hard, just takes time and consistency.
Go now, stop excusing and get with budgeting.
Aw crap, the mail man is here
Filled with fear
The mailbox is near
I dread what I shall find
Don't they know I'm broke?
These bills must be a joke
I think I'm gonna lose my mind!
Visa and Master Card
Paying you is getting hard.
I think twice before I apply for another card!
On the news, the financial crunch
Gripes and complaints, I have a bunch
Home equity is gone
Job hours are cut
I still pay my bills
Credit card companies
Still kick my butt
I do what I should
I pay what I can
None of it matters
May as well not have a plan.
My Bonnie lies over the ocean,
My Bonnie lies over the sea,
She's gone on a foreign vacation,
And sent back her charge bill to me!
My Bonnie has charged airline tickets,
The hotels and gourmet meals too,
And I am just plumb out of money,
The card company's threat'ning to sue!
At least I have one consolation,
As I'm starting to tear out my hair,
If I spend some time in the hoosegow,
She'll find that she's _stuck_ over there!
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