Bankruptcy Blog Category

Latest Blog Posts

  • Friday Grab Bag - 3/19/2010
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!
  • Bankruptcy: Filing Chapter 7, 13, 11, and 12
    There are four major ways to file for bankruptcy. Learn more about filing Chapter 7, Chapter 13, Chapter 11, and Chapter 12 here.
  • 12 Little-Known Credit Facts
    It's true, the world of credit can be a little dry sometimes. So I compiled these 12 little-known credit facts to spice things up a bit.
  • Medical Credit Cards: Should You Get One?
    Medical credit cards are offered by lenders to consumers facing large out-of-pocket medical expenses. Here are the pros and cons of medical credit cards to help you decide if applying for one is the right choice for you.
  • Listen Up, Ladies: He's Just Not That into Credit
    The relationship that a guy has with his finances will more than likely mirror the other relationships in his life. If he doesn’t take care of his credit by paying back debts and curbing his spending, chances are, he's neglecting the other responsibilities and people in his life too.
  • Obscure Credit Score Facts from Liz Pulliam Weston
    In this week's Personal Finance Hour, Liz Pulliam Weston shares some interesting tidbits, personal anecdotes, and FICO facts that you might not know about credit scoring.
  • Credit Card Delinquencies Way Up in the First Quarter of 2009
    Credit card delinquencies (defined as accounts that haven’t been paid in 90 or more days) increased by 11% in the first quarter of 2009. What are the reasons behind this sharp increase, and is there a solution?
  • New Website Tells if You Qualify for Mortgage Relief
    Do you know if you're eligible for help under the U.S. Treasury's new "Making Home Affordable" plan? 7 to 9 million homeowners in the U.S. will qualify for a loan modification or refinance under this initiative. A new website quickly lets you know if you're one of them.
  • Debt Settlement Scams, Legit Credit Counseling, and Repayment Plans
    We've all heard horror stories of debt settlement scams: Fraudsters claim to greatly reduce or erase your debt, for a fee, but then do nothing to actually help your situation. Are there any legitimate options out there for those who are struggling? Learn which credit counselors can actually help, and what a repayment plan might look like in your situation.
  • How Credit-Savvy Are Your Kids?
    How much do your kids know about credit? Are you showing them how to use credit responsibly? Here are 5 essential lessons about money to teach your children.