Credit Score Rating Scale Chart

There are many opinions out there about what your credit score means and how a lender is going to classify you based on your score. The truth is, you don't have just one score. You have many. The credit bureaus and lenders each have different credit scoring formulas they use, and these scoring formulas may or may not be based on one of the many FICO scoring model variations.

Many of the credit scores out there fall on a rangte of 300-850, but sometimes the range is more like 350-900. So even the credit score range can vary depending on which lending or credit institution formulated it. ThisMatter.com has a neat little rating scale chart to summarize some of the various credit score ranges:

Source: ThisMatter.com

So if you're searching for YOUR SCORE and want to know definitely how a lender will rank YOUR SCORE, you're not going to be able to find that exact information. You can get a general idea of your score and what it means though.

Credit Score Rating Scale Examples

Here, I've rounded up several variations of a credit score chart from different sources. These are to give you a general idea of what your score might means from a lender's point of view. 

Source: Bargain.com

Source: PersonalFinanceCare.org

And, from our own site:

The idea behind rounding up these charts from various sources is to show you how a lender may classify your credit score. These credit report score charts are by no means absolute categories, but serve to give you a good idea of where your credit score falls on the spectrum.