Credit Counseling Blog Category

Latest Blog Posts

  • Get the real debt relief that you deserve. Here are some key tips to help you navigate the debt management maze.
  • If you’re like most Americans, there are probably a lot of things you wish you knew before our current recession hit. Perhaps you had too much debt, or not enough savings, and as a result found the economic downturn especially difficult to navigate. Don't worry - you're not alone.
  • Like a slow-simmering chicken cacciatore, your credit score requires certain ingredients and ample time to bring out its full potential. The credit score recipes we show here will make the most out of the ingredients you already have in your “pantry” at home.
  • The Federal Trade Commission is the government agency designed to "protect America's consumers." It was created in 1914, and has gained greater and greater authority through the years. Here's a round-up of the key online resources the FTC offers you.
  • In this week's Personal Finance Hour, Liz Pulliam Weston shares some interesting tidbits, personal anecdotes, and FICO facts that you might not know about credit scoring.
  • Credit card delinquencies (defined as accounts that haven’t been paid in 90 or more days) increased by 11% in the first quarter of 2009. What are the reasons behind this sharp increase, and is there a solution?
  • We've all heard horror stories of debt settlement scams: Fraudsters claim to greatly reduce or erase your debt, for a fee, but then do nothing to actually help your situation. Are there any legitimate options out there for those who are struggling? Learn which credit counselors can actually help, and what a repayment plan might look like in your situation.