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Latest Blog Posts

  • Credit Recipes: Cooking up Credit Score Greatness
    Like a slow-simmering chicken cacciatore, your credit score requires certain ingredients and ample time to bring out its full potential. The credit score recipes we show here will make the most out of the ingredients you already have in your “pantry” at home.
  • Friday Grab Bag - 9/11/2009
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag! Here we share some of the week's more interesting tidbits from the world of credit, debt, and identity theft. Enjoy!
  • Careful! A Loan Modification Can Hurt Your Credit
    When foreclosure seems imminent, a loan modification seems like a godsend. The benefit is a mortgage payment borrowers can afford, but the true cost, many are discovering, is a damaged credit score.
  • The Reality of the Joneses
    Do you have a "keeping up with the Joneses" mentality? You know, the mindset that you should have a better, bigger, and brighter lifestyle than those less fortunate, little people around you? Yep…you know what I’m talking about!
  • The Mortgage Application Process: What to Expect
    What should you expect now in the mortgage processing experience? Here are 8 things to prepare for to make your mortgage application process smoother and faster.
  • Round-Up of FTC Consumer Resources
    The Federal Trade Commission is the government agency designed to "protect America's consumers." It was created in 1914, and has gained greater and greater authority through the years. Here's a round-up of the key online resources the FTC offers you.
  • Weather the Storm by Keeping Credit Card Debt
    Under normal financial circumstances, even a faintly responsible person would advise you to get rid of your CREDIT CARD DEBT! However, you may want to hold on to your credit card debt until we weather this financial storm.
  • When a Credit Search Hurts You
    Does shopping around for the best rate during your search for a new credit card, auto loan, or mortgage hurt you? Learn when credit inquiries affect your credit score here.
  • Beware! 15 Common Scams That Can Steal Your Money
    One of the worst things that can happen to you financially is to become the victim of a scam. The good news is that you can do a lot to protect yourself. Knowing what the most common scams are can help you to avoid becoming a victim. Here’s a look at fifteen scams that you should know about.
  • Friday Grab Bag - 6/26/2009
    It's Friday again, and that means it's time for the weekly SPENDonLIFE grab bag post. Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!
  • My Credit Journey - Finally, a Mortgage!
    I did not expect to be thinking about a mortgage so soon, but when you live in a house as small and filled with people as I do, changing your living situation is pretty much first and foremost on one’s mind. So after buying my car, I started looking into what I'd need to do to get a mortgage.
  • Obscure Credit Score Facts from Liz Pulliam Weston
    In this week's Personal Finance Hour, Liz Pulliam Weston shares some interesting tidbits, personal anecdotes, and FICO facts that you might not know about credit scoring.
  • Friday Grab Bag - 4/17/2009
    Each week we point you to interesting news tidbits, personal finance advice, and scam alerts that we think you’ll find interesting or helpful. Check here every Friday for informative and slightly off-the-wall takes on issues related to the economy, credit, and identity theft.
  • Are You Overpaying on Your Mortgage?
    Don’t blindly trust the information printed on your monthly mortgage statements; mortgage service companies can make mistakes, or worse, intentionally defraud you.
  • Unemployed? Citi Might Lower Your Mortgage Payment to $500
    With unemployment at a 25-year high, many aren't able to cover all of their monthly expenses, including a home mortgage. One mortgage lender has decided to give a helping hand.