It can be really frustrating to manage your monthly budget. Knowing where your money is going is the first step in controlling your budget. By entering your monthly expenses and income, you can easily see where you money is being spent; and find out how much you have left for savings. Additionally, you can identify areas for improvement by simply clicking the "View Report" button to compare your budget breakdown with our targets.

Your income

The total gross (before deductions) income shown on your paycheck.

Other income

Additional income you receive. This includes alimony, bonuses, child support or business income.

Federal tax withholding

Total amount withheld for federal taxes. Enter this amount from your pay stub.

State tax withholding

Total amount withheld for state taxes. Enter this amount from your pay stub.

Local tax withholding

Total amount withheld for local tax purposes. Enter this amount from your pay stub.

Other taxes and withholdings

Total amount withheld for all other miscellaneous items or taxes. Enter this amount from you pay stub.

FICA (Federal Insurance Contributions Act)

Based on the gross (before tax) income shown on your paycheck, this is the total amount withheld for FICA.

Medicare

Again, based on the gross (before tax) income as shown on your paycheck, this is the total amount withheld for Medicare.

Insurance and benefits

This is the total amount withheld by your employer for insurance and benefits. Enter this number from your pay stub.

Company retirement savings plan

This is the total amount withheld from your paycheck that is placed into a company retirement plan, like a 401(k) or 403(b).