i have been fighting with equifax over and over about a release of lien. on my credit report - which i pay for @ $9.95 per month the lien barely says released - it shows a date released but not zero balance under public record info - this has to be re-explained to most lenders - i have paid this in full - there is no doubt - why willthey not make this very clear in the report. - also - why would inquiries count for so much if there was no new loans - and why if i pay off items early does it not say outstanding ?? pays early - something to set me apart from the norm. ?? you say my score is good - i want it better -