I know it's true that we have so many FICO scores and different kind of credit scores and they might be different from each others. But one person either is a credit trustworthy or not. I mean if you be responsible with your credit and money and pay your bills and loan payments on time you will have a good credit in general. They might be slight difference between scores but in general when a lender takes a look at your credit report he/she finds out that you are a responsible person. So it's better to focus on our financial behavior rather than some numbers. just my 2 cents.