Different Types Of Home Insurance Policies Explained
Do you rent or own? What home insurance is right for you?
The different types of homeowners’ policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe.” The one exception is the state of Texas, where policies vary somewhat from policies in other states.
If You Own Your Home
If you own the home you live in, you have several policies to...(read more)
What Is Homeowner Insurance?
Protect your home and valuables against theft and disasters with homeowners insurance. Even a standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is...(read more)
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