Bad Credit Repair Basics

	Lower scores mean higher interest rates. Inaccurate information on your report can lower your score and increase your borrowing costs.
	You may not qualify for the best loans. Low docu-mentation loan products may only available for high score customers.
	It's not just lenders who check your credit report. Insurance companies, landlords and employers also use credit reports to qualify customers, tenants and employees.

	Order your FREE Credit report or your 3-bureau Credit Report (Only $34.95) to identify any errors.
	Send a dispute letter. View Sample Letter.
	Enjoy the benefits of having clean credit!

All information you submit will remain Secure and Confidential

Credit repair company: $70-$180	Do-it-yourself: FREE
Charge per dispute: one popular company charges $7.95 per item disputed at each bureau (3 items X 3 bureaus = $71.55) Flat rate charge: another company charges $75 initial fee and $35 per month (3 month service = $180) No guarantee of success: you pay regardless of the outcome	FREE Experian credit report: a FREE credit report from Experian gives you the information you need to clean up your credit files. 3 Bureau Credit Report: Or for $34.95, you can order your 3 bureau credit report which contains information from all 3 credit bureaus. Sample dispute letters: Free.