How SpendOnLife.com Works

Education

SpendOnLife is full of content designed to help you make smart choices when it comes to your credit. We offer educational information related to identity theft, debt, credit cards, and more.

You can find this helpful content in our blog, in our guides, and in our Q&A section. 

  • Our Blog brings you the latest developments and industry news, such as identity theft scams, trends in credit and lending, and current studies showing consumer behavior and statistics. 
  • Our Guides cover all the in's and out's of credit, debt, identity theft and more. Our guides are useful to credit newbies and credit connoisseurs alike. We've broken our guides into different content categories, as follows:
  • Our Q&A section is a great place to find expert answers to common credit dilemmas. If you have a question that you don't see listed, let us know by contacting:

    

Products & Services

We also offer easy, free access to your credit reports and scores from all three credit bureaus. Convenient visibility to your credit history and rating, coupled with credit and identity theft education, empowers you as a consumer to make smart decisions in your financial life. 

Frequently Asked Questions

Why is it called SpendOnLife.com?
Does SpendOnLife.com charge a fee?
How do I save money?
How does SpendOnLife.com work?
Will SpendOnLife.com give away or sell my information?
Is my information secure?

Why is it called SpendOnLife.com?

SpendOnLife.com came about because we wanted to help people save money so that they could have more money to "spend on life." Too often people go without doing what they want to do because their money is tied up in mortgage, car, and other loan payments. We want to help you manage your credit so that you qualify for the best interest rates on future loans. This can save you hundreds of dollars a month.  Spend more of your money on life, less on high interest rates to creditors.

Does SpendOnLife.com charge a fee?

SpendOnLife.com is completely free. Our partner, MyCreditHealth, provides free and instant access to your 3-bureau credit report and scores for 7 days. If you like their product, and want to continue enrollment in their credit monitoring service beyond the 7-day free trial, there is a monthly fee charged to the credit card you provide. This monthly fee gives you continuous access to your latest credit scores and reports.

How do I save money?

Access to your credit scores, coupled with advice on how to effectively manage your credit, can equal big savings for you. A higher credit rating means that you can qualify for low-interest loans and credit cards, saving you hundreds a month.

Identity theft can also be a big drain on your time and your wallet. The credit monitoring service offered through MyCreditHealth protects you from identity thieves that use your good name to open up unauthorized accounts, like credit cards and loans. Know instantly when an identity thief strikes, so you can stop the crime before it wrecks your credit, costing you time and money.

How does SpendOnLife.com work?

SpendOnLife.com brings you the latest and most complete information about credit and identity theft. Visit us often to learn about important issues that affect your financial health. 

If you are interested in seeing your credit reports and scores, you can sign up with our partner, MyCreditHealth. They are a reputable, convenient credit services provider that makes it easy to get your latest 3-bureau credit report and scores. They also provide a credit monitoring service for a monthly fee. You can cancel your membership with them at any time, without a cancellation fee or hassle. Learn about their sign-up process here.

Will SpendOnLife.com give away or sell my information?

SpendOnLife.com and MyCreditHealth takes the privacy and security of personal data very seriously. We never sell your personal information to third parties. For more information, see our Privacy Policy.

Is my information secure?

We use SSL, the latest technology available to help maintain the integrity of information being transmitted through a web site. For more information on our policies regarding personal data, please review the Privacy Policy section of our web site.