Federal Reserve

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Are You Irresponsible with Your Credit Card?

Credit card debt is pretty much a black or white situation. There’s nothing gray about it. You either used your credit card responsibly or you used it...well, less responsibly.
Is My Mother's Bank Better?

I've never given my mother's neighborhood bank much credit. It doesn't have a fancy online interface that can pay bills or offer paperless statements as neatly as, say, Bank of America does. But a recent Supreme Court ruling made me wonder if smaller banks are actually better.
Federal Reserve: Consumer Debt Keeps Dropping

The Federal Reserve has just released consumer spending trends for the month of March. Here are the figures: Credit card borrowing fell by 6.8%. That's $5.4 billion saved! (Not as impressive as the $9.7 billion saved in February of this year, but still...)