Federal Trade Commission

Latest Guides

  • Child Identity Theft
    17-year-old Zach Friesen was shocked when he was turned down for both a student loan and a job due to bad credit history. He didn’t know he had any credit in his name, let alone bad credit. As it turns out, someone had used his personal information to buy a $40,000 houseboat when Zach was only 7 years old.

Latest Blog Posts

  • Disputing Errors on Your Credit Report to Get Easier
    Anyone who has tried to dispute an error on their credit report knows how painful and futile the process can be. But the FTC has just issued new rules to make the credit dispute process a lot smoother. I hope.
  • 10 Simple, Free Ways to Protect Your Identity
    Identity theft is a real and serious problem. Fortunately, there are several basic things that you could do to reduce your chance of becoming an identity theft victim.
  • Round-Up of FTC Consumer Resources
    The Federal Trade Commission is the government agency designed to "protect America's consumers." It was created in 1914, and has gained greater and greater authority through the years. Here's a round-up of the key online resources the FTC offers you.
  • Friday Grab Bag - 7/31/2009
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag. Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!
  • Is Your Business "Red Flag Rules" Compliant?
    Beginning tomorrow, May the 1st, any business that extends money, goods, or services on credit will be required to follow the Red Flag Rules. These Rules, part of the Fair and Accurate Credit Transaction Act, require businesses to take the lead in preventing the rampant crime of identity theft.