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  • People Capital Offers a New Student Score to Rival FICO
    FICO schmico. Credit scores have long proven an obstacle to getting a loan for students with little credit history. But there's a new score in town and it is specifically designed for students.
  • Credit Recipes: Cooking up Credit Score Greatness
    Like a slow-simmering chicken cacciatore, your credit score requires certain ingredients and ample time to bring out its full potential. The credit score recipes we show here will make the most out of the ingredients you already have in your “pantry” at home.
  • Understanding a Credit Score
    I thought I'd bring it back to basics today, because there are plenty of folks out there just learning the importance of a credit score (and many more who need a refresher!).
  • Don't Call it a FICO: Fair Isaac Sues the Credit Bureaus
    Fair Isaac, the creator of the well-known FICO score, is suing credit reporting agencies TransUnion and Experian for trademark infringement.
  • The 5 Most Common Credit Problems
    Low credit scores are caused by negative information on your credit report. There are numerous things on your credit that can influence your credit score, but here are some of the most common problems.
  • Are You Financially Ignorant?
    Ignorance is not always a personality defect….especially when it comes to finances! Some people don’t intentionally turn a blind eye to money woes, they just have no way of knowing how to right their financial wrongs!
  • FICO 08 Allows "Piggybacking"; Equifax Adopts the New Credit Scoring Model
    The FICO credit scoring system, originally implemented in the late 1950s by the Fair Isaac Corporation, has been undergoing a few lifts and tucks lately. The new scoring model, called the FICO 08, was first adopted by credit bureau TransUnion several months ago, and Equifax just announced that it will also begin using FICO 08.