Recession

Latest Guides

  • Credit Card Debt Statistics
    See the 20 U.S. cities that owe the largest percentage of their paychecks to their creditors, and the average credit card debt and household income for each.

Latest Blog Posts

  • Are You Irresponsible with Your Credit Card?
    Credit card debt is pretty much a black or white situation. There’s nothing gray about it. You either used your credit card responsibly or you used it...well, less responsibly.
  • Careful! A Loan Modification Can Hurt Your Credit
    When foreclosure seems imminent, a loan modification seems like a godsend. The benefit is a mortgage payment borrowers can afford, but the true cost, many are discovering, is a damaged credit score.
  • The Mortgage Application Process: What to Expect
    What should you expect now in the mortgage processing experience? Here are 8 things to prepare for to make your mortgage application process smoother and faster.
  • Friday Grab Bag - 7/31/2009
    It's Friday again, and that means it's time for the weekly SpendOnLife grab bag. Here we share some of the week's more interesting tidbits from the world of credit and identity theft. Enjoy!
  • Weather the Storm by Keeping Credit Card Debt
    Under normal financial circumstances, even a faintly responsible person would advise you to get rid of your CREDIT CARD DEBT! However, you may want to hold on to your credit card debt until we weather this financial storm.