Personal Loan Education

Latest Guides

A Personal Loan And Your Rights

The Fair Debt Collection Practices Act: What debts are covered; How may a debt collector contact you; Can you stop a debt collector from contacting you; May a debt collector contact anyone else about your debt; What must the debt collector tell you about the debt; May a debt collector continue to contact you if you think you do not owe money; What types of debt collection practices are prohibited.
Personal Loans For Bad Credit Are Available

Though you won't receive the same good interest rates people with better credit do, don't worry. There are plenty of lenders to choose from and many quotes to compare. But, learning how to improve your credit will get you the best rates. SPENDonLIFE.com will show you steps to take to increase your credit score. Learn how to deal with creditors and debt collectors. Consider credit counseling.

Does Your State Allow Payday Lending?

Taking out a payday loan can be a dangerous. Find out how a payday loan can hurt you, and if there are laws in your state protecting you from this predatory lending practice.
Credit Recipes: Cooking up Credit Score Greatness

Like a slow-simmering chicken cacciatore, your credit score requires certain ingredients and ample time to bring out its full potential. The credit score recipes we show here will make the most out of the ingredients you already have in your “pantry” at home.
Friday Grab Bag - 8/7/2009

It's Friday again, and that means it's time for the weekly SPENDonLIFE grab bag post. Here we share some of the week's more interesting tidbits from the world of personal finance and identity theft. Enjoy!
Top 10 Ways to Pay for Your Wedding

We all know weddings are about celebrating the love you and your honey have for each other, but let’s face it—they still cost a $!#&@-load. Whether your budget is $2000 or $20,000, explore these ten ways to finance your wedding.